（0.3USD+4.4%*the total amount）can be deducted from the total amount if the payment method is not Paypal.

Currently, I'm considering whether to open a bank acount in the US, a bank account in Canada, a bank account in Australia...

Will you be asked to pay any fee if you transfer money to your local bank account?

If you want to pay via bank transfer, please email me at edwin@ruidabeads.com or contact me via the page "Contact Us".